PayPal and BigCommerce are deepening their partnership to introduce built-in payment processing services designed specifically for small and medium-sized businesses. BigCommerce Payments, powered by PayPal, scheduled to launch in the U.S. in 2026, promises an efficient merchant experience with key features that address the ever-evolving ecommerce landscape.
Travis Hess, CEO of Commerce, emphasized the importance of this collaboration, saying, “BigCommerce Payments represents a significant step forward in creating a seamless, simplified, intelligent commerce experience for Commerce merchants.” This new service gives small businesses access to advanced payment features, simplified account management, and the popular Buy Now, Pay Later (BNPL) option through PayPal’s Pay Later program. All of these features are fully integrated into the BigCommerce control panel.
One of the great features of this new payment solution lies in its ability to give small business owners control. By embedding payment options directly into existing platforms, merchants avoid the hassle of switching between multiple systems. This integration is rounded out by a dedicated “Money” dashboard that allows business owners to monitor and manage payment activity. Essential features include real-time balance insights, recharges and payments, currency management, and bank and card connectivity.
“With Commerce, we’re not only addressing the needs of today’s merchants, but enabling them to seize the future with confidence and agility,” said Michelle Gill, PayPal’s vice president and general manager of small business and financial services. This sentiment resonates especially well with small and medium-sized business owners, who are increasingly faced with the need for agile solutions that can adapt to market demands.
The introduction of this co-branded solution not only simplifies the payment experience but also improves transparency. The new service will be implemented through BigCommerce, but merchants’ payment relationships will remain directly with PayPal. This ensures that small business owners continue to have access to PayPal’s trusted reliability, security, and global services.
However, small business owners should consider potential issues as they look forward to this new product. Switching to BigCommerce Payments from another existing solution may require adaptation and some initial learning curve. Existing merchants using PayPal’s complete payments solution will have a smooth transition option, but businesses relying on other payment systems may find the migration difficult.
Additionally, while the built-in nature of BigCommerce Payments aims to simplify the payment process, it also raises questions about dependencies. Relying primarily on one platform to process payments may limit your flexibility to explore alternative payment solutions in the future.
The 2026 launch is expected to impact a significant number of small and medium-sized businesses that operate through BigCommerce, which is widely known for its user-friendly platform. As online shopping continues to grow, these payment enhancements are likely to empower small business owners by providing them with tools to better manage transactions and customer interactions.
As e-commerce evolves, solutions like BigCommerce Payments can become essential for small businesses struggling to stay competitive. By making it easier to manage financial operations within a single interface, this new software not only simplifies business processes, but also allows sellers to focus on what really matters: growing their business.
For more information about the announcement, visit the original press release. here.
By combining the strengths of PayPal and BigCommerce, this collaboration aims to reimagine the way small businesses approach payment processing, making it more intuitive and efficient. Ultimately, as small business owners evaluate their operational needs, solutions like BigCommerce Payments are worth considering for a more resilient and robust future.
Image via Envanto
